http://www.cheap-utilities.info/cheaper-utilities/how-do-you-make-important-budgeting-strategies-if-everything-u-want-to-do-seems-equally-imporant Cheaper Gas , Cheaper Electric , Cheaper Broadband , Cheaper Phone Calls Thu, 11 Mar 2010 18:08:59 -0600 http://wordpress.org/?v=2.8.4 hourly 1 http://www.cheap-utilities.info/cheaper-utilities/how-do-you-make-important-budgeting-strategies-if-everything-u-want-to-do-seems-equally-imporant/comment-page-1#comment-463 scodag77 Mon, 22 Feb 2010 03:40:59 +0000 http://www.cheap-utilities.info/cheaper-utilities/how-do-you-make-important-budgeting-strategies-if-everything-u-want-to-do-seems-equally-imporant#comment-463 I would redefine your priorities. What is necessary and what is not. I know that living without a cell phone can seem archaic, but it can be a large expenditure every month. A catalytic converter... make sure it is not just the heat shield falling off. They always fall apart before the converter does and make a lot of rattling, it's easy to tear it off or have someone do it for you and it will still work fine. Forget the car painting, I don't see that as a necessity. Medical bills can be paid in installments without credit, so take your time with those. They can hurt your credit if you don't pay, but medical bills are usually ignored by those who matter (home and car companies). They probably won't send them to collections if you send them money every once in a while ($20 a bill). Insure your car monthly instead of quarterly. State Farm only charges a dollar extra for that plan. Also, try and keep your eating expenses down. I noticed how much I spend eating and drinking out when I was in a pinch, especially after moving to San Diego. The grocery store is loaded with deals and inexpensive meals, stay away from eating out. You'd be surprised how healthy you can stay and keep your wallet from emptying at the market. Hope I helped!<br><b>References : </b><br> I would redefine your priorities. What is necessary and what is not. I know that living without a cell phone can seem archaic, but it can be a large expenditure every month. A catalytic converter… make sure it is not just the heat shield falling off. They always fall apart before the converter does and make a lot of rattling, it’s easy to tear it off or have someone do it for you and it will still work fine. Forget the car painting, I don’t see that as a necessity. Medical bills can be paid in installments without credit, so take your time with those. They can hurt your credit if you don’t pay, but medical bills are usually ignored by those who matter (home and car companies). They probably won’t send them to collections if you send them money every once in a while ($20 a bill). Insure your car monthly instead of quarterly. State Farm only charges a dollar extra for that plan. Also, try and keep your eating expenses down. I noticed how much I spend eating and drinking out when I was in a pinch, especially after moving to San Diego. The grocery store is loaded with deals and inexpensive meals, stay away from eating out. You’d be surprised how healthy you can stay and keep your wallet from emptying at the market. Hope I helped!
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]]> http://www.cheap-utilities.info/cheaper-utilities/how-do-you-make-important-budgeting-strategies-if-everything-u-want-to-do-seems-equally-imporant/comment-page-1#comment-462 aslansdaddy Mon, 22 Feb 2010 03:29:59 +0000 http://www.cheap-utilities.info/cheaper-utilities/how-do-you-make-important-budgeting-strategies-if-everything-u-want-to-do-seems-equally-imporant#comment-462 First off I want to say I'm sorry for what you are facing. That is a big load to carry and I tip my hat to you for all you need to do. Well I'm assuming you need your car to make money. If this is the case you need to focus on the mechanical issues first. Painting it should be last on the list. If you can then get it fixed, gt insurance. If you cannot get it fixed, let your insurance lapse and while using public transportation take the extra insurance money and save it to fix the car and get your teeth fixed. Then start making bigger payments on your other debts. The best thing you can do right now is not get overwhelmed, take things day-by-day, don't miss out on the wonder of being a mother by worrying about tomorrow. You can and will make it through this and you will be stronger as a result.<br><b>References : </b><br> First off I want to say I’m sorry for what you are facing. That is a big load to carry and I tip my hat to you for all you need to do. Well I’m assuming you need your car to make money. If this is the case you need to focus on the mechanical issues first. Painting it should be last on the list. If you can then get it fixed, gt insurance. If you cannot get it fixed, let your insurance lapse and while using public transportation take the extra insurance money and save it to fix the car and get your teeth fixed. Then start making bigger payments on your other debts. The best thing you can do right now is not get overwhelmed, take things day-by-day, don’t miss out on the wonder of being a mother by worrying about tomorrow. You can and will make it through this and you will be stronger as a result.
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